At The Injury Advocates, we define our role with a broader understanding of advocacy, akin to the original Greek term for “counsel for the defense.” Our mission transcends traditional boundaries as we position ourselves as essential partners to the government. We are the ones who can be called alongside to help create a better and fair system.

Our broader definition of advocate is integral to ensuring the sustainability of the system for the betterment of society. We aim to facilitate productive returns to work and to ensure that those who deserve benefits and compensation receive them without becoming reliant on social services, thereby preventing undue burden on public resources.

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    Mission & Vision
    Statement

    The Injury Advocates is dedicated to fostering a sustainable, fair, and efficient auto insurance system that minimizes red tape and administrative complexity. Our mission is to ensure that care and justice are swift, valuable, and satisfying for all individuals seeking both. We are committed to creating a lean and efficient process that serves all parties, enabling true recovery and ensuring accountability when necessary. We recognize that a sustainable insurance framework must operate as a public trust, given that insurance is a mandatory product in Ontario.

    Our vision is a reformed auto insurance framework that is easy to navigate, equitable, and responsive to the needs of all stakeholders.

    We strive for a system that enhances access to care, justice, and recovery, and eliminates the burdens of administrative complexity. By advocating for streamlined processes and recognizing the public trust nature of mandatory insurance, we aim to build a system that upholds the highest standards of fairness, efficiency, and accountability.

    Values Statement

    1

    Fairness

    We believe in a system that is just and equitable for all policyholders and providers, ensuring that every individual receives the...

    1

    Fairness

    We believe in a system that is just and equitable for all policyholders and providers, ensuring that every individual receives the care and compensation they deserve without unnecessary delays or obstacles.

    2

    Efficiency

    We value a lean and efficient process that reduces administrative burdens and accelerates access to care and justice...

    2

    Efficiency

    We value a lean and efficient process that reduces administrative burdens and accelerates access to care and justice. Our goal is to create a system that is straightforward and easy to navigate for all parties involved.

    3

    Accountability

    We are committed to holding all stakeholders accountable to ensure that the system operates transparently and effectively...

    3

    Accountability

    We are committed to holding all stakeholders accountable to ensure that the system operates transparently and effectively. Accountability is crucial for maintaining trust and ensuring that the system functions in the best interests of all.

    4

    Recovery

    We prioritize the true recovery of individuals affected by auto accidents, advocating for...

    4

    Recovery

    We prioritize the true recovery of individuals affected by auto accidents, advocating for comprehensive care that addresses their physical, emotional, and financial needs.

    5

    Advocacy

    We actively work to reform the current auto insurance framework, pushing for...

    5

    Advocacy

    We actively work to reform the current auto insurance framework, pushing for changes that eliminate punitive administrative practices and improve overall access to care, justice, and recovery.

    6

    Satisfaction

    We aim to enhance the satisfaction of all individuals interacting with the auto...

    6

    Satisfaction

    We aim to enhance the satisfaction of all individuals interacting with the auto insurance system by ensuring swift and valuable care and justice. Our focus is on creating a positive experience for policyholders, providers, and other stakeholders.

    7

    Sustainability

    We understand the importance of a sustainable insurance framework for the future...

    7

    Sustainability

    We understand the importance of a sustainable insurance framework for the future. This sustainability must be based on the premise that mandatory insurance acts as a public trust, with all the responsibilities that entails. We advocate for a system that manages operations in a lean manner to avoid offloading inefficiencies to consumers. Regulators must ensure that services are delivered efficiently, preventing unnecessary costs from being passed onto consumers.

    We acknowledge that the ability to do business and provide insurance in Ontario is due to a framework created by the people through the government.

    As such, insurers have a duty to manage their operations efficiently to avoid increasing premium costs and shifting costs to society. A sustainable product means insurers can invest their profits freely, but they must also manage the product and delivery systems effectively. Inefficiencies, delays, red tape, and recovery failures harm all participants and ultimately increase societal costs for accident victims.

     

    ARTICLES AND INFORMATION

    We encourage everyone to read, share, and draw inspiration from our articles:

    Our Consultation Paper on Reviewing and Updating the Form 1 Assessment

    A Necessary Reform for Ontario’s Auto Insurance Framework: Promoting Equity in Professional Services and Minor Injury Guidelines

    A Call to End Health Service Provider (HSP) Licensing in Ontario

    Stuck in the Past: How the Outdated HCAI System is Failing Healthcare Providers and Patients

    The Injury Advocates is committed to transforming the auto insurance landscape into one that is fair, efficient, and effective, promoting a healthier and more just society for all.